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Identity Theft and Spyware- The New Threat

Always Use Security Software

As an informed Internet user it is absolutely vital that you keep your operating system up to date with that the latest patches. We also recommend that you are running three types of security software. We recommend a solid firewall, an anti-virus package, and an anti-spyware package. Naturally it is important to not only use these products but to keep them up-to-date with the latest definitions and patches. Don’t be lulled into a false sense of safety though. Even with a strong defensive perimeter it is still possible to get hijacked or infected. Use caution and common sense. Above all: Don’t panic.

Check Safety

Do not pre-print your checks with your social security number or your driver’s license number. Never permit your credit card number to be written onto your checks. When you order new checks arrange to pick them up at the bank and not to be dropped off at your residence. If possible, never take more checks then you actually need when going out.

Hope on The Horizon

Starting in May of 2004, victims of identity theft will be able to alert banks, credit card companies and law enforcement with one call under a pilot program announced by the Financial Services Roundtable. The Financial Services Roundtable represents 100 institutions handling about 70 percent of the U.S. economy's financial transactions. They are creating an Identity Theft Assistance Center to help fight the rising incidence of the crime. The safest bet is to minimize your risks and practice good privacy.

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Disclaimer

This article is provided for informational purposes. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions. This article is copyright 2003 by SpywareGuide.com. It may not be reprinted without the express written consent of the author.

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