Online access to all credit reports in seconds. Includes Experian, Equifax, and Trans Union. You are also able to find out who has been checking your credit reports and creditor addresses.
Offers FREE customer service to help dispute inaccuracies.
Offers unlimited Experian credit reports
See your updated credit report at anytime with your full membership.
Email alerts of changes to your credit report They will monitor your credit report on a daily basis to notify you about fraudulent activity, new inquiries, new accounts, late payments and more - all within 24-hours
Features credit Dispute Forms and Tips and the ability to easily correct mistakes that could be hurting your credit rating.
Protect against identity theft and minimize the impact if you do become a victim. Value-based package includes weekly email alerts of file changes, $2,500 identity theft insurance ($250 deductible; other limits apply), and access to one initial Equifax Credit Report? with additional reports for only $7.50 each.
CreditExpert provides powerful tools to help you manage and protect your personal credit information in real time. With unlimited access to credit reports, scoring tools, credit advice and more, you can enjoy the added benefit of receiving an early warning of fraudulent activity or identity theft.
Experian lets you take advantage of all the benefits of Credit Manager FREE for 30 days.
How is LifeLock different from a credit monitoring system?
LifeLock offers more proactive and timely services than credit monitoring systems.
LifeLock maintains the are not like credit monitoring, but the next generation. They ask- Which would you rather have, a lock on your door, or an alarm telling you that a thief has ripped you off? We think most people would prefer to keep the thief out in the first place. And that's what they offer to do. Their name illustrates that they are the lock, and only you hold the key.
According to the site- they state in quotes-
"What happens if your Identity is stolen when you have credit monitoring? Do they help you resolve it? No.
Do they re-imburse you for losses? No. They don't do anything about the resulting mess left by identity thieves either, so you're left alone to herd the financial cats. All of the studies out there say that you will spend an average of 120 hours (that is three weeks of full-time labor) over two years repairing the damage wrought by an Identity thief.
But if your Identity is stolen while you are our client, we're going to fix the problem. Period. If you lose money, we're going to re-imburse you. If we need lawyers, investigators, accountants, whatever, we're going to hire and pay for them and it won't cost you one red cent. Read the details of our guarantee. What you'll find missing is a bunch of fine print.
The Social Security Statement is a valuable document that estimates your future Social Security benefits and tells you how to qualify for those benefits. There is no cost for this statement.
This service allows you to transmit your request for a Social Security Statement using an online form. At present, however, they do not send your statement information back on the Internet. Instead, you will receive a response to your request by U.S. mail in 2-4 weeks
Offers a free credit report, credit score and analysis, borrowing power analysis.
By accepting these free offers you are enrolled into a 30-day trial of their Credit Monitoring service which feature:
Weekly Fraud-Watch Emails
Receive weekly email alerts to changes in your report. Immediately find out about credit report changes including fraudulent activity, new inquiries, new accounts, late payments, and more.
Quarterly Access to Your Credit Report
Receive a brand new credit report four times per year. Reports are easy-to-read with color graphics and free interactive guide.
Credit Score Monitoring
Receive updated credit scores four times per year
Includes personalized analysis with tips for improving your score.
Borrowing Power Monitoring
Receive updated analysis of your debt/income relationship four times per year. Includes custom hints for improving debt management.
Powerful Tools and Analysis
Graphical trending helps you manage your progress
View colorful charts and graphs on changes in your debt, income, credit score, and more.
